Apparently we spend the most money after our mortgage or rent on shopping. Since we've probably done all we can to get that down, shopping (that is food shopping) is where I come in. Admittedly I live in France and use most of my references involve French supermarkets but the essentials are there. Since being slightly tight on the budget side of things I have discovered many many ways that I can cut my shopping bill down yet still eat well. Did you know that it is actually cheaper to make your own cereals, your own pesto, your own pretty much everything? It doesn't seem so when they make pre-made so cheap and whole ingrediants so expensive but it is. As always there is nothing for free but.. if your time is free then this is for free. Cutting the bills down takes time. Generally though we have time if we don't have money so this isn't a bad thing.